Breaking Barriers: The Role of Umeed Scheme in the Socio-Economic Upliftment of Tribal Women in Rajouri district of Jammu and Kashmir

Abstract

Women empowerment has been a central focus of various developmental initiatives in India, particularly for marginalized communities such as tribal women. The Umeed Scheme, a part of the National Rural Livelihood Mission (NRLM), has played a crucial role in improving the socio-economic conditions of women in rural areas, including the tribal women of Rajouri district in Jammu and Kashmir. This study examines the impact of the Umeed Scheme on the socio-economic upliftment of tribal women by assessing changes in livelihood opportunities, financial independence, decision-making power, and social inclusion. Rajouri, a district with a significant tribal population, has historically faced economic challenges, gender disparities, and social exclusion. The Umeed Scheme, by fostering Self-Help Groups (SHGs) and promoting micro-entrepreneurship, has provided tribal women with essential financial resources, skill development programs, and support networks. This study evaluates the extent to which these interventions have translated into real economic benefits and social transformation for women in the region. This research highlights the transformative role of the Umeed Scheme in reshaping the socio-economic landscape of tribal women in Rajouri. While the initiative has successfully provided financial support and skill development opportunities, further policy interventions are needed to address structural inequalities, improve financial literacy, and ensure sustainable livelihood options.